Three question related international trade financing
Question 1: About international trade financing, it will be reduce the Credit limit amount of banking. So if client want to apply it. They must offer some guaranty. But we can use the cash flow which will be obtained base on the international trade to balance the credit risk. So we think the international trade financing is business which uses the future cash flow as collateral to get current cash flow supporting. The price difference between the cash flow in current and future is profit。It’s
关于大总帐的定义
前两天有朋友问什么是银行大总帐,他又具有什么表相。想了想把自已的理解写在这,也希望高手批判一下。大总帐是面向全行的集中式财务核算系统,能基于全行或区域性核算中心出具满足各种会计核算准则的财务核算报表。大总帐的大有两层意思。第一是指他面向全行或区域性的集中核算中心。第二是指以及包含银行帐、客户帐和财务部门帐。从应用架构上分析,通常大总帐系统是与各核心业务系统平行的软件系统。他接收各业务系统由于业务交易产生的记帐信息,并完成登帐。常见的几个问题的考虑大总帐是单纯的总帐核算吗,是否包含管理会计的相关内