Spend——〉spender
Save——〉saver
[@more@]Use up sth
Daily expense；housing loan
（good/bad）money management
Deposit / save
Withdraw / draw
Overdraw money from card
Bear the money
Pay with credit card
Pay in cash
Debit card = ATM card
Burden
Affordable
Take the place of。。。
In advance
handling-charge 手续费
句子：
1、 Are you a big spender？
2、 How do you spend you money？
3、 Have you ever use credit card over drow？
4、 What’s you habit to buy？
5、 Are you a good / bad money management？
My opinion：
I think I’m not a big spender。I only spend money on daily expense。
Besides，I need saving to support my younger sister and brother。
They are studying in university。And I like to travel，so I need to save money。
I have never owned credit card。I often pay with debit card or in cash。
I think pay with credit that make me have minded burden。
My habit to buy clothes or food。I think they are very important for me。
I’m not a good money management。
Because，I think a good money management who can use money to earn money。
However，some Chinese like to save money in bank，and the money don’t the more the more。
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