evidence, merchants and consumers
Even after providing such evidence, merchants and consumers are still
subject to a quasi-adjudication process called "re-presentment," with
the consumers' bank as the ultimate arbiter.
If the bank sides with the merchants, ugg kensington boots toast the consumer is forced to pay -- something that's become much more common lately, ugg classic short says fraud expert Julie Fergerson, who works for Ethoca.com, a fraud-prevention company.ugg bailey button triplet
"The thing that is interesting is that banks are getting much tougher on the consumers and e-commerce merchants are starting to win some of the time, when the consumer says 'I didn’t do it,' said Fergerson, longtime executive at the Merchant Risk Council, an industry association designed to fight fraud. “It used to be an automatic, merchant loses every time. Now it is much harder for the consumer.”
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